LifeLock offers 24/7 customer service either by phone or live chat on their website. Their plans with three-bureau monitoring are around the same price as LifeLock Ultimate Plus for the first year however, IdentityForce doesn’t increase prices after the first year like LifeLock does, so you’ll save money over time. If this feature is important to you, you may want to consider IdentityForce. Unless you decide to opt for LifeLock’s priciest plan, you won’t have monitoring for your credit reports or receive scores at all three bureaus. LifeLock Standard and LifeLock Advantage plans only include one-bureau credit monitoring, while LifeLock Ultimate Plus includes three-bureau monitoring. Otherwise, I’d recommend sticking to one of LifeLock’s other two plans.įYI: Did you know that health insurance scams are among the most common ones that target seniors? 2 Read about our study on senior scams to learn more. The plan for one or two adults may be worth it for you and/or a spouse who needs significant fraud protection and has high-value accounts and assets. The family plan is $467.88 for the first year and renews at $799.99 per year. The plan costs $395.88 for two adults for the first year and renews at $679.99 per year. The LifeLock Ultimate Plus plan for one adult is $239.88 for the first year and renews at $339.99 per year. This plan is also great for those who want credit monitoring for all three bureaus. I’d recommend the Ultimate Plus plan for seniors whose assets and accounts are worth a significant amount, those with investment accounts, and users who want the ultimate protection. Bank account takeover and application monitoring.401(k) and investment account monitoring.LifeLock Ultimate Plus includes all the features in the Advantage plan, plus these features: LifeLock Ultimate Plus: Best for Large Investments and Top-Tier Protection Plan Features Stolen credit card information and banking scams are very common, so this plan might be worth the price jump if it fits in your budget. Considering this, LifeLock Advantage is worth the cost only if you need the extra features. This plan is about twice as expensive as the Standard plan. Meanwhile, the family plan costs $359.88 for the first year and renews at $579.99 per year. For two adults, it costs $287.88 for the first year and renews at $479.99 per year. The LifeLock Advantage plan for one adult costs $179.88 for the first year and renews at $239.99 per year. It offers excellent well-rounded protection. The extra security makes it easy to prevent fraud so you don’t have to do it yourself. I’d recommend upgrading to LifeLock Advantage if you have significant savings in your bank account or have previously had your identity falsely used for a crime or scam. Alerts on crimes committed in your name.Bank account and credit card monitoring.LifeLock Advantage includes all the features of the Standard plan, plus these features: LifeLock Advantage: Best for Well-Rounded Protection Plan Features If you decide to pay monthly instead of annually, you’ll pay a bit more. This includes protection for two adults and three children. Lastly, family plans cost $221.87 for the first year and renew at $359.99 per year. For two adults, the subscription costs $149.87 for the first year and renews at $249.99 per year. Looking to protect more people? LifeLock offers plans for multiple users and families. You can check out our guide to the best identity theft protection for seniors in 2023. Money Saving Tip: Get the best value for identity theft protection services by comparing plans. If you choose to pay monthly for your subscription, it is $8.99 per month for the first year and renews at $11.99 per month. After the first year, your plan will cost $124.99 per year. The price for an annual subscription for one adult is $89.99 for the first year, making it the best option for budget-conscious users. Their stolen funds reimbursement gives you a safety net so you worry less about identity theft. If you don’t want to spend time monitoring all your online accounts and want to know where else your personal data might be breached, LifeLock Standard is invaluable. This is best for seniors who need their bases covered for credit, personal data, and Social Security and don’t have that many social media accounts or significant investments. It also includes an antivirus service for your computer and phone, so you can remain protected on all technological devices. With LifeLock Standard, you get their basic features for protecting your identity, including Social Security number monitoring, credit monitoring at one bureau, and data breach alerts. LifeLock Plans and Prices: The Details LifeLock Standard: Best for Those on a Tight Budget Plan Features 401(k) and investment account activity alerts.Identity lock for your credit file and payday loans.Identity and Social Security number alerts.Up to $1 million coverage for lawyers and experts.
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